As the second largest immigrant group in the USA, people of Indian origin make up 6% of the entire foreign-born population. Indian Americans have been successful in building lives and businesses in the United States and they continue to grow at a rapid pace. While there have been many studies about how they have assimilated and risen to the top of every industry in the America, not much attention has been paid to specific retirement options directed for this group.

This book will explain the origin and history of a specific insurance-based retirement product, annuities, and attempt to show why these products have been adopted by many in the Indian-American population.

The hope is that you will leave with a better understanding of what annuities are, how they work, and why they may be something you want to consider in your retirement plans.